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<head> <link rel="stylesheet" href="../templates/cai.css" type="text/css"> </head> <base target="parent"> <table width="570" border="0" cellspacing="0" cellpadding="10"> <tr> <td valign="top"> <p class="MsoNormal" align="left"><b><font color="#666666" size="2">REFUND POLICY</font></b></p> <p class="MsoNormal" align="left"><b><font color="#CC0000">Cancellation and Refund Policy from a Degree Program</font></b></p> <p class="MsoNormal"><font color="#CC9900">BUYER’S RIGHT TO CANCEL: </font> </p> <p class="MsoNormal"><font color="#666666">A student have the right to cancel his/her Enrollment Agreement for a course of instruction including any equipment such as books, materials and supplies or any other goods related to the instruction offered in the Agreement, until midnight of the first day after the first class is attended. Business day means a day on which the student were scheduled to attend a class session. </font></p> <p class="MsoNormal"><font color="#666666">Cancellation shall occur when the student give written notice of cancellation at the address of the School shown on the top of the first page of the Enrollment Agreement. The student can do this by mail, hand delivery or telegram. The written notice of cancellation is sent by mail, is effective when deposited in the mail properly addressed with postage prepaid.</font></p> <p class="MsoNormal"><font color="#666666">If a student cancels his/her Enrollment Agreement, the School will refund any money that he/she paid, less any deduction for equipment not timely returned in good condition, within thirty days after his/her Notice of Cancellation is received. </font> </p> <p class="MsoNormal"><font color="#666666">The institutional refund policy for students who have completed 60 percent or less of the course of instruction shall be a pro rata refund. </font></p> <p class="MsoNormal"><font color="#CC9900">WITHDRAWAL FROM COURSE:</font></p> <p class="MsoNormal"><font color="#666666">A student has the right to withdraw from a course of instruction at any time. The institutional refund policy for students who have completed 60 percent or less of the course of instruction shall be a pro rata refund. If the student withdraw from the course of instruction after the period allowed for cancellation of the Agreement, which is until midnight of the first business day following the first class he/she attended, the School will remit a refund less a registration fee, if applicable, not to exceed $100.00 within thirty days following your withdrawal. The student is obligated to pay only for educational services rendered and for unreturned equipment. The refund shall be the amount the student paid for instruction multiplied by fraction, the numerator of which is the number of hours of instruction which he/she has not received but for which he/she has paid, and the denominator of which is the total number of hours of instruction for which he/she has paid. </font></p> <p class="MsoNormal"><b><font color="#666666">IF THE AMOUNT THE STUDENT HAS PAID IS MORE THAN THE AMOUNT THAT HE/SHE OWE FOR THE TIME HE/SHE ATTENDED, THEN A REFUND WILL BE MADE WITHIN THIRTY DAYS OF WITHDRAWAL. IF THE AMOUNT THAT HE/SHE OWE IS MORE THAN THE AMOUNT THAT HE/SHE HAS ALREADY PAID, THEN THE STUDENT WILL HAVE TO MAKE ARRANGEMENTS TO PAY FOR IT.</font></b></p> <p class="MsoNormal"><font color="#666666">Students whose entire tuition and fees are paid by a third party organization are not eligible for a refund. </font></p> <p class="MsoNormal"><font color="#CC9900">HYPOTHETICAL REFUND EXAMPLE </font><font color="#666666"> </font></p> <p class="MsoNormal"><font color="#666666">Assume that a student, upon enrollment in a 400 hour course, pays $2,000 for tuition, $100 for registration and $150, documented cost to school, for equipment as specified in the Enrollment Agreement and withdraws after completing 100 hours without returning the equipment he/she obtained. The pro rata refund to the student would be $1,462 based upon the calculations stated below. If the student returns the equipment in good condition within thirty [30] days following his/her withdrawal, the School shall refund the charge for the equipment paid by the student. </font></p> <p class="MsoNormal"><b><font color="#CC0000">Cancellation and Refund Policy from a Certificate Program</font></b></p> <p class="MsoNormal"><font color="#CC9900">BUYER’S RIGHT TO CANCEL: </font> </p> <p class="MsoNormal"><font color="#666666">A student have the right to cancel his/her Enrollment Agreement for a course of instruction including any equipment such as books, materials and supplies or any other goods related to the instruction offered in the Agreement, until midnight of the first day after the first class is attended. Business day means a day on which the student were scheduled to attend a class session. </font></p> <p class="MsoNormal"><font color="#666666">Cancellation shall occur when the student give written notice of cancellation at the address of the School shown on the top of the first page of the Enrollment Agreement. The student can do this by mail, hand delivery or telegram. The written notice of cancellation is sent by mail, is effective when deposited in the mail properly addressed with postage prepaid.</font></p> <p class="MsoNormal"><font color="#666666">The written notice of cancellation need not take any particular form and, however expressed, is effective if it shows that the student no longer wish to be bound by the Enrollment Agreement. A student will be given two [2] Notice of Cancellation forms [attached to the Enrollment Agreement] to use at the first day of class, but he/she can use any written notice that he/she wish. </font></p> <p class="MsoNormal"><font color="#666666">If the school has given to the student any equipment, including books or other materials, he/she shall return them to the school within thirty days following the date of his/her Notice of Cancellation. If the student fail to return this equipment, including books and other materials, in good condition within the thirty [30] day period, the School may deduct its documented cost for the equipment from any refund that may be due to the student. Once the student pays for the equipment, it is his/her to keep without further obligation. </font> </p> <p class="MsoNormal"><font color="#666666">If a student cancel his/her Enrollment Agreement, the School will refund any money that he/she paid, less any deduction for equipment not timely returned in good condition, within thirty days after the Notice of Cancellation is received. </font> </p> <p class="MsoNormal"><font color="#CC9900">WITHDRAWAL FROM COURSE:</font></p> <p class="MsoNormal"><font color="#666666">A student has the right to withdraw from a course of instruction at any time. If he/she withdraw from the course of instruction after the period allowed for cancellation of the Enrollment Agreement, which is until midnight of the first business day following the first class he/she attended, the School will remit a refund less a registration fee, if applicable, not to exceed $75.00 within thirty days following the student withdrawal. The student is obligated to pay only for educational services rendered and for unreturned equipment. The refund shall be the amount he/she paid for instruction multiplied by fraction, the numerator of which is the number of hours of instruction which he/she has not received but for which he/she has paid, and the denominator of which is the total number of hours of instruction for which he/she has paid. If the student obtains equipment, as specified in the Enrollment Agreement as a separate charge, and return it in good condition within thirty days following the date of his/her withdrawal, the School shall refund the charge for the equipment paid by the student. If the student fails to return the equipment in good condition, allowing for reasonable wear and tear, within this thirty-day period, the School may offset against the refund the documented cost to the school for that equipment. The student shall be liable for the amount, if any, by which the documented cost for equipment exceeds the prorated refund amount. The documented cost of the equipment may be less than the amount charged, and the amount the School has charged in the contract. In any event, the student will never be charged for more than the equipment charges stated in the contract. For a list of these charges, see the list on the first page of the Enrollment agreement. </font> </p> <p class="MsoNormal"><font color="#666666"><b>IF THE AMOUNT THE STUDENT HAS PAID IS MORE THAN THE AMOUNT THAT HE/SHE OWE FOR THE TIME HE/SHE ATTENDED, THEN A REFUND WILL BE MADE WITHIN THIRTY DAYS OF WITHDRAWAL. IF THE AMOUNT THAT HE/SHE OWE IS MORE THAN THE AMOUNT THAT HE/SHE HAS ALREADY PAID, THEN THE STUDENT WILL HAVE TO MAKE ARRANGEMENTS TO PAY FOR IT. </b></font></p> <p class="MsoNormal"><font color="#666666">Students whose entire tuition and fees are paid by a third party organization are not eligible for a refund. </font></p> <p class="MsoNormal"><font color="#CC9900">HYPOTHETICAL REFUND EXAMPLE:</font></p> <p class="MsoNormal"><font color="#666666">Assume that a student, upon enrollment in a 400 hour course, pays $2,000 for tuition, $75 for registration and $150, documented cost to school, for equipment as specified in the Enrollment Agreement and withdraws after completing 100 hours without returning the equipment he/she obtained. The pro rata refund to the student would be $1,462 based upon the calculations stated below. If the student returns the equipment in good condition within thirty [30] days following his/her withdrawal, the School shall refund the charge for the equipment paid by the student.</font></p> <div align="center"> <table class="MsoTableGrid" border="1" cellspacing="0" cellpadding="0" style="border-collapse: collapse; border: medium none" id="table1"> <tr> <td width="141" style="width: 105.4pt; border: 1.0pt solid windowtext; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in; padding-bottom: 0in"> <p class="MsoNormal" align="right" style="text-align:right"> <font color="#666666">$ 2,225 total paid</font></td> <td width="100" style="width: 75.0pt; border-left: medium none; border-right: 1.0pt solid windowtext; border-top: 1.0pt solid windowtext; border-bottom: 1.0pt solid windowtext; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in; padding-bottom: 0in; background: #333399"> <p class="MsoNormal" align="center" style="text-align:center"> <span style="color: #FFFFFF">Minus</span></td> <td width="260" style="width: 195.0pt; border-left: medium none; border-right: 1.0pt solid windowtext; border-top: 1.0pt solid windowtext; border-bottom: 1.0pt solid windowtext; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in; padding-bottom: 0in"> <p class="MsoNormal"><font color="#666666">$ 75 registration fee [the amount the school may retain]</font></td> <td width="167" style="width: 125.0pt; border-left: medium none; border-right: 1.0pt solid windowtext; border-top: 1.0pt solid windowtext; border-bottom: 1.0pt solid windowtext; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in; padding-bottom: 0in"> <p class="MsoNormal"><font color="#666666">= $ 2,150</font></td> </tr> <tr> <td width="141" style="width: 105.4pt; border-left: 1.0pt solid windowtext; border-right: 1.0pt solid windowtext; border-top: medium none; border-bottom: 1.0pt solid windowtext; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in; padding-bottom: 0in"> <p class="MsoNormal" align="right" style="text-align:right"> <font color="#666666">$ 2,150</font></td> <td width="100" style="width: 75.0pt; border-left: medium none; border-right: 1.0pt solid windowtext; border-top: medium none; border-bottom: 1.0pt solid windowtext; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in; padding-bottom: 0in; background: #333399"> <p class="MsoNormal" align="center" style="text-align:center"> <span style="color: #FFFFFF">Divided by</span></td> <td width="260" style="width: 195.0pt; border-left: medium none; border-right: 1.0pt solid windowtext; border-top: medium none; border-bottom: 1.0pt solid windowtext; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in; padding-bottom: 0in"> <p class="MsoNormal"><font color="#666666">400 hours in the program</font></td> <td width="167" style="width: 125.0pt; border-left: medium none; border-right: 1.0pt solid windowtext; border-top: medium none; border-bottom: 1.0pt solid windowtext; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in; padding-bottom: 0in"> <p class="MsoNormal"><font color="#666666">= $ 5.38 Hourly charge for the program</font></td> </tr> <tr> <td width="141" style="width: 105.4pt; border-left: 1.0pt solid windowtext; border-right: 1.0pt solid windowtext; border-top: medium none; border-bottom: 1.0pt solid windowtext; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in; padding-bottom: 0in"> <p class="MsoNormal" align="right" style="text-align:right"> <font color="#666666">$ 2,150</font></td> <td width="100" style="width: 75.0pt; border-left: medium none; border-right: 1.0pt solid windowtext; border-top: medium none; border-bottom: 1.0pt solid windowtext; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in; padding-bottom: 0in; background: #333399" align="center"> <p class="MsoNormal" align="center" style="text-align:center"> <span style="color: #FFFFFF">Minus</span></td> <td width="260" style="width: 195.0pt; border-left: medium none; border-right: 1.0pt solid windowtext; border-top: medium none; border-bottom: 1.0pt solid windowtext; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in; padding-bottom: 0in"> <p class="MsoNormal"><font color="#666666">$ 150 [documented cost of unreturned equipment]</font></td> <td width="167" style="width: 125.0pt; border-left: medium none; border-right: 1.0pt solid windowtext; border-top: medium none; border-bottom: 1.0pt solid windowtext; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in; padding-bottom: 0in"> <p class="MsoNormal"><font color="#666666">= $ 2,000 Total refundable amount</font></td> </tr> <tr> <td width="141" style="width: 105.4pt; border-left: 1.0pt solid windowtext; border-right: 1.0pt solid windowtext; border-top: medium none; border-bottom: 1.0pt solid windowtext; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in; padding-bottom: 0in"> <p class="MsoNormal" align="right" style="text-align:right"> <font color="#666666">$ 5.38</font></td> <td width="100" style="width: 75.0pt; border-left: medium none; border-right: 1.0pt solid windowtext; border-top: medium none; border-bottom: 1.0pt solid windowtext; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in; padding-bottom: 0in; background: #333399"> <p class="MsoNormal" align="center" style="text-align:center"> <span style="color: #FFFFFF">Multiplied by</span></td> <td width="260" style="width: 195.0pt; border-left: medium none; border-right: 1.0pt solid windowtext; border-top: medium none; border-bottom: 1.0pt solid windowtext; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in; padding-bottom: 0in"> <p class="MsoNormal"><font color="#666666">100 hours of instruction attended</font></td> <td width="167" style="width: 125.0pt; border-left: medium none; border-right: 1.0pt solid windowtext; border-top: medium none; border-bottom: 1.0pt solid windowtext; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in; padding-bottom: 0in"> <p class="MsoNormal"><font color="#666666">= $ 538 Owed by the student for instruction received.</font></td> </tr> <tr> <td width="141" style="width: 105.4pt; border-left: 1.0pt solid windowtext; border-right: 1.0pt solid windowtext; border-top: medium none; border-bottom: 1.0pt solid windowtext; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in; padding-bottom: 0in"> <p class="MsoNormal" align="right" style="text-align:right"> <font color="#666666">$ 2,000</font></td> <td width="100" style="width: 75.0pt; border-left: medium none; border-right: 1.0pt solid windowtext; border-top: medium none; border-bottom: 1.0pt solid windowtext; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in; padding-bottom: 0in; background: #333399"> <p class="MsoNormal" align="center" style="text-align:center"> <span style="color: #FFFFFF">Minus</span></td> <td width="260" style="width: 195.0pt; border-left: medium none; border-right: 1.0pt solid windowtext; border-top: medium none; border-bottom: 1.0pt solid windowtext; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in; padding-bottom: 0in"> <p class="MsoNormal"><font color="#666666">$ 538</font></td> <td width="167" style="width: 125.0pt; border-left: medium none; border-right: 1.0pt solid windowtext; border-top: medium none; border-bottom: 1.0pt solid windowtext; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in; padding-bottom: 0in"> <p class="MsoNormal"><font color="#666666">= $ 1,462 Total refund amount*</font></td> </tr> </table> </div> <p class="MsoNormal"><font color="#666666">*If the student returns the equipment in good condition, allowing for reasonable wear and tear, the actual refund to the student would be $1,612 [$1,462 + $150]. </font></p> <p class="MsoNormal"><font color="#CC9900">REFUND TABLE (Based on Actual Cost of Educational Service):</font></p> <div align="center"> <table class="MsoTableGrid" border="1" cellspacing="0" cellpadding="0" style="border-collapse: collapse; border: medium none" id="table2" height="48"> <tr> <td style="border: 1.0pt solid windowtext; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in; padding-bottom: 0in; background: #333399"> <p class="MsoNormal" align="center" style="text-align:center"> <span style="color: white"><font size="1">Program</font></span></td> <td style="border-left: medium none; border-right: 1.0pt solid windowtext; border-top: 1.0pt solid windowtext; border-bottom: 1.0pt solid windowtext; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in; padding-bottom: 0in; background: #333399"> <p class="MsoNormal" align="center"><span style="color: white"> <font size="1">Refundable Amount</font></span></td> <td style="border-left: medium none; border-right: 1.0pt solid windowtext; border-top: 1.0pt solid windowtext; border-bottom: 1.0pt solid windowtext; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in; padding-bottom: 0in; background: #333399"> <p class="MsoNormal" align="center" style="text-align:center"> <span style="color: white"><font size="1">10%</font></span></td> <td style="border-left: medium none; border-right: 1.0pt solid windowtext; border-top: 1.0pt solid windowtext; border-bottom: 1.0pt solid windowtext; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in; padding-bottom: 0in; background: #333399"> <p class="MsoNormal" align="center" style="text-align:center"> <span style="color: white"><font size="1">25%</font></span></td> <td style="border-left: medium none; border-right: 1.0pt solid windowtext; border-top: 1.0pt solid windowtext; border-bottom: 1.0pt solid windowtext; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in; padding-bottom: 0in; background: #333399"> <p class="MsoNormal" align="center" style="text-align:center"> <span style="color: white"><font size="1">50%</font></span></td> <td style="border-left: medium none; border-right: 1.0pt solid windowtext; border-top: 1.0pt solid windowtext; border-bottom: 1.0pt solid windowtext; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in; padding-bottom: 0in; background: #333399"> <p class="MsoNormal" align="center" style="text-align:center"> <span style="color: white"><font size="1">60%</font></span></td> <td style="border-left: medium none; border-right: 1.0pt solid windowtext; border-top: 1.0pt solid windowtext; border-bottom: 1.0pt solid windowtext; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in; padding-bottom: 0in; background: #333399"> <p class="MsoNormal" align="center" style="text-align:center"> <span style="color: white"><font size="1">75%</font></span></td> </tr> <tr> <td style="border-left: 1.0pt solid windowtext; border-right: 1.0pt solid windowtext; border-top: medium none; border-bottom: 1.0pt solid windowtext; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in; padding-bottom: 0in"> <p class="MsoNormal"><font size="1" color="#666666">Certificate</font></td> <td style="border-left: medium none; border-right: 1.0pt solid windowtext; border-top: medium none; border-bottom: 1.0pt solid windowtext; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in; padding-bottom: 0in"> <p class="MsoNormal" align="center" style="text-align:center"> <font size="1" color="#666666"> $22,800.00</font></td> <td style="border-left: medium none; border-right: 1.0pt solid windowtext; border-top: medium none; border-bottom: 1.0pt solid windowtext; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in; padding-bottom: 0in"> <p class="MsoNormal" align="center" style="text-align:center"> <font size="1" color="#666666"> $20,520.00</font></td> <td style="border-left: medium none; border-right: 1.0pt solid windowtext; border-top: medium none; border-bottom: 1.0pt solid windowtext; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in; padding-bottom: 0in"> <p class="MsoNormal" align="center" style="text-align:center"> <font size="1" color="#666666"> $17,100.00</font></td> <td style="border-left: medium none; border-right: 1.0pt solid windowtext; border-top: medium none; border-bottom: 1.0pt solid windowtext; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in; padding-bottom: 0in"> <p class="MsoNormal" align="center" style="text-align:center"> <font size="1" color="#666666"> $11,400.00</font></td> <td style="border-left: medium none; border-right: 1.0pt solid windowtext; border-top: medium none; border-bottom: 1.0pt solid windowtext; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in; padding-bottom: 0in"> <p class="MsoNormal" align="center" style="text-align:center"> <font size="1" color="#666666">$9,120.00</font></td> <td style="border-left: medium none; border-right: 1.0pt solid windowtext; border-top: medium none; border-bottom: 1.0pt solid windowtext; padding-left: 5.4pt; padding-right: 5.4pt; padding-top: 0in; padding-bottom: 0in"> <p class="MsoNormal" align="center" style="text-align:center"> <font size="1" color="#666666">$5,700.00</font></td> </tr> </table> </div> <p class="MsoNormal" align="left"><font color="#666666">For the purpose of determining the amount a student owes for the time he/she attended, he/she shall be deemed to have withdrawn from the course when any of the following occurs:</font></p> <p class="MsoNormal" align="left"><font color="#666666">He/she notifies the School of his/her withdrawal or the actual date of withdrawal.</font></p> <p class="MsoNormal" align="left"><font color="#666666">The School terminates his/her enrollment.</font></p> <p class="MsoNormal" align="left"><font color="#666666">The student fails to attend classes for a three [3] week period. In this case, the date of withdrawal shall be deemed to be the last date of recorded attendance.</font></p> <p class="MsoNormal" align="left"><font color="#666666">If any portion of the student tuition was paid from the proceeds of a loan, then the refund will be sent to the lender or to the agency that guaranteed the loan, if any. Any remaining amount of refund will first be used to repay any student financial aid programs from which he/she received benefits, in proportion to the amount of the benefits received. Any remaining amount will be paid to the student. If there is a balance due, the student will be responsible to pay that amount. </font></td> </tr> </table> <style> <!-- table.MsoNormalTable {mso-style-parent:""; font-size:10.0pt; font-family:"Times New Roman"; } table.MsoTableGrid {border:1.0pt solid windowtext; font-size:10.0pt; font-family:"Times New Roman"; } --> </style>
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